What is auto insurance?

What is auto insurance?

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.

Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.g) to change this text. You can type new text into me or cut and paste text from somewhere else. Click outside of me when you’re done and any changes will be saved.


Auto Insurance
We offer liability, comprehensive, and uninsured motorist coverage. Roadside assistance is included in every package. We cover all cars, trucks, vans, SUVs, and classic cars. International licenses or any photo IDs are accepted. Our commercial auto policies include coverage of flat bed trucks, straight trucks, tow trucks, motor truck cargo, dump trucks, and box trucks.


Business Insurance
We insure all types of businesses at very excellent rates. Financing is available for commercial policies. We want to help you maximize your profitability by getting a low rate for your insurance coverage. This way, you can have more time and money focused on your business needs.